Vicki graduated from Curtin University in 1999 having completed a Bachelor of Commerce majoring in Accounting and Finance. In 2003 she completed the Chartered Accountants Program and became a member of the Institute of Chartered Accountants.
In her 17 years of working as an accountant Vicki has dealt with all aspects of taxation, accounting and business issues for small, medium and large businesses in a variety of industries.
Vicki established Refined Wealth in March 2017 with the goal of not just focusing on a clients compliance work but to add value to all aspects of their business in order for them to grow their wealth and achieve both their personal and business goals. She prides herself on providing a high and consistent level of customer service with a strong focus on the individual needs of each client.
In her spare time, Vicki enjoys spending time with her two children.
Dale Mertens is a Director of Refined Wealth and formed the company with a view to providing small business owners and individuals with a holistic financial service experience.’ I want to have a positive impact on the future financial position of clients and as such I am dedicated to ensure client service at Refined Wealth is of the highest possible standard and our teams focus is firmly on providing a quality service.
My real passion is to assist clients with the structuring of loans to firstly ensure they are not paying the banks to much in fees and interest repayments but structuring loans so that they are tax effective. Having obtained a Diploma in Finance and Mortgage Broking Management and being successfully granted my own Australian Credit Licence by ASIC I have over 40 different lenders at my disposal which gives me the diversity to ensure the best deal for each and every differing client needs whether it be residential, commercial, SMSF or business lending .
My personal goal is to maximise the positive impact on the business and personal success of clients by delivering quality, proactive and timely tax and finance services. I develop strong relationships and am dedicated to providing innovative and knowledgeable solutions that grow the wealth of our clients.
Michael Partridge provides our financial planning services, including, superannuation and retirement planning, investment and personal risk insurance advice.
Michael started in financial services in 2006, and since then has built a reputation for his high level of customer service and attention to detail.
Michael has earned a Bachelor’s Degree in Commerce from Curtin University, majoring in Accounting and Financial Planning, a Diploma and Advanced Diploma, also in Financial Planning.
Away from work Michael enjoys live music and discovering new restaurants, time with friends and in summer, walks on the beach with his wife and dog, Taco.
Michael Partridge is an authorised representative of Millennium3 Financial Services Pty Ltd. ABN 61 094 529 987 AFSL 244252.
Kellie started working in the insurance industry in 1995, her knowledge and expertise is second to none. Holding a Diploma financial services (broking) and obtaining certification for being a QPIB qualified practising insurance broker & a CIP certified insurance professional her qualifications speak volumes when talking about her experience.
Whether you have a small business, commercial or corporate enterprise – if you don’t have the right insurances your business may not survive a loss.
Kellie’s journey with her own insurance business started because she noticed that as time moves forward, life seems to become more automated and distant… “you deal with one person to write the insurance, another for a claim and so on… and you lose the personal touch”.
“I wanted to branch out so I could still offer my clients a broad scope of cover,” with access to the entire underwriting market, yet be able to back this up with personalised service – This is important to me as it enables me to develop great relationships and connections with my clients.
Away from work Kellie enjoys riding horses and socialising with her family & friends
Kellie Draper (AR No: 1235129) is an Authorised Representative of SRG Group Pty Ltd 52 113 333 109 AFSL No: 288320 (Licensee).
Sharlin graduated from Curtin University of Technology with a Bachelor of Commerce degree, majoring in accounting and finance. In 2008, Sharlin obtained her Chartered Accountant qualification. Sharlin has over 10 years’ experience in taxation, self-managed superannuation funds and business advisory, working with small to medium sized business in a diverse range of industries.
Sharlin is passionate about assisting clients managing their businesses effectively and efficiently. Her expertise includes income tax, capital gains tax, goods and services tax and superannuation. In her spare time, she likes going out for movies, checking out Perth’s best brunch cafes and travelling.
Neha graduated from Edith Cowan University with a Bachelor of Business degree, double major in accounting and finance. In 2016, Neha qualified as a Certified Practising Accountant (CPA) and has since established our Melbourne office for Refined Wealth.
Her unwavering dedication to work, Neha has charged her career from her first role as Corporate Secretary to now as a Senior Accountant with a recognised accreditation. She is responsible for providing wide range of services to our clients both in Melbourne and Perth that includes preparation of financial statements, tax returns, Business Activity Statements and Superfund accounts. She is also the first port of call to advise team members with any ASIC related tasks. In her spare time, she likes spending time with her family and watching movies.
Chloe was born and bred in the Perth Hills area and now makes the trek down the hill daily to be the face of the Refined Wealth team on reception. Chloe enjoys interacting with clients and is the friendly, welcoming voice you hear when phoning our office, or visiting us.
In her spare time Chloe enjoys shopping and spending time with her family & friends.