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We get your loans settled


There are a number of products on the market and it is important that you find a solution that best suits your needs and serviceability.

Refined Wealth Finance pride ourself on our ability to get your loans settled! We have extensive experience in all things lending.

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  • First Home Buyer
  • Commercial Loans
  • Investment Loans
  • Standard variable & fixed rate loans
  • Self Managed Superannuation Funds
  • Plant and Equipment


First Home Buyer

A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a mortgage broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a mortgage broking professional to determine the loan that is right for you.

Commercial Loans

Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.

Investment Loans

Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

Standard Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Self Managed Superannuation Funds

A Self Managed Super Fund is a superannuation fund controlled by the individual investor. It provides flexibility to the investor and allows them to choose their investment types. Superannuation laws permit Self Managed Super Funds to borrow money to invest in property. As with Investment Loans a well structured loan for your SMSF can help you accelerate wealth creation for retirement. Ask us how.

Plant and Equipment

Whether it’s a chattel mortgage, lease or hire purchase you require we will assess your needs and find the best deal for you and your business. We offer a complete range of finance solutions for businesses looking to finance their plant and equipment. We will take into account your tax , cash-flow requirements and your business structure to tailor the most suitable finance option for your business. Financing Cars, trucks, bobcats, yellow goods, medical equipment, IT equipment, manufacturing equipment, agricultural equipment and more .

Our Trusted Lenders

With over 40 different lenders at our disposal, it gives us the diversity we need to be able to offer the best fit solution to our clients. Our trusted lenders are chosen for their fair terms and reasonable rates. Here are just some of the lenders we work with.


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